Authorization Rate Analyzer

Card decline codes (e.g., "Insufficient Funds", "Do Not Honor") account for 5-15% of lost checkouts. Pisria uses Account Information Services (AIS) to pre-flight balance checks, recovering lost authorizations.

Monthly Checkout Attempts Average Order Value (€) Current Decline Rate (%) Expected A2A Recovery (%)

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JavaScript Disabled: For 100k attempts at €85, an 8.5% decline rate means 8,500 lost orders (€722k). Recovering 30% of these via direct bank rails yields 2,550 saved orders, generating +€216,750 per month.

Why Cards Decline

Acquiring banks use opaque risk models to authorize cards. A transaction might be declined simply because it's a high ticket item, or because the issuer suspects fraud, even if the user has funds. A2A removes this guesswork.