Conversion Dropoff Modeler

A common fallacy is that bank redirection harms conversion. This tool models the reality: app-to-app biometric authentication often outperforms manual card entry, especially on mobile.

Checkout Initiations (Monthly) Average Order Value (€) Card Flow Completion Rate (%) A2A Flow Completion Rate (%)

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JavaScript Disabled: For 50,000 checkouts at €120, a 4% absolute increase in conversion rate (from 82% to 86%) yields 2,000 additional completed orders, generating €240,000 in net-new monthly revenue.

The 3D Secure Problem

In Europe, PSD2 mandates Strong Customer Authentication. For cards, this means the dreaded 3D Secure modal (Verified by Visa / Mastercard Identity Check). This flow is notoriously fragile, often requiring SMS OTPs that fail to deliver, leading to high abandonment.

The Native App Advantage

A2A leverages the user's existing banking app. The flow is: Redirect -> FaceID -> Confirm. No typing 16 digits, no expiry dates, and native biometric SCA that banks trust inherently.