Marketplace Payout Latency Tool

For two-sided marketplaces (e.g., gig economy, booking platforms), the speed at which you pay your suppliers dictates retention. Compare manual SEPA batches vs programmatic API payouts.

Monthly Payouts Initiated Ops Time per Manual Batch File (Hours) Batches per Week

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JavaScript Disabled: For 2 batches a week at 2 hours each, you spend 16 hours/month on manual CSV/MT940 management. Programmatic APIs reduce this to 0, while accelerating supplier liquidity to T+0.

The Danger of Batch Files

Exporting CSVs and uploading them to a corporate banking portal is fragile. A single malformed IBAN causes the entire batch to fail, delaying liquidity to thousands of suppliers. APIs process payouts asynchronously and individually.